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Raymond James Bank Benefits

Raymond James Bank (RJBank) is a nationwide lender offering a full complement of residential first mortgages. RJBank was an early pioneer of nationwide branchless banking, offering lending products through our sister company's network of financial advisors. We have perfected this process to deliver personal one-on-one service that is convenient for you. Here are a few of the reasons why RJBank should be your lender of choice.

Convenient Application Process

You'll be pleased with the streamlined online application process, designed to allow you to complete the application quickly, or to stop anytime and pick up where you left off. Or, if you prefer you can call one of our Mortgage Consultants and they will be glad to fill out the application online for you.

Assistance in Determining the Best Program to Choose

We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site and a Mortgage Consultant is always just a call or e-mail away!

Client Focused Service

You will have one main point of contact throughout the loan process to answer any of your questions, and this person will be coordinating the activities of a team of people working to get your loan to closing.

Low Rates and Fees

As a savvy consumer, you're sure to have shopped for the best terms. You'll find our rates to be very competitive, and there are no hidden costs.

Today's Rates

30 Year Fixed Rate
Rate	APR	Points
3.625%	3.745%	0.500%
3.750%	3.830%	0.000%
5 Yr. CMT ARM Amortizing
Rate	APR	Points
2.625%	3.347%	1.000%
2.875%	3.354%	0.000%
7/1 Amortizing CMT ARM
Rate	APR	Points
2.875%	3.363%	1.000%
3.125%	3.399%	0.000%